• 微博
  • 微信微信二维码

广东省人民政府首页  >  要闻动态  >  广东要闻

成都银行上市前陷四川反腐风暴

来源: 南方日报网络版     时间: 2019年12月12日 12:08:15
【字体:

澳洲幸运5在线计划软件平台直属招商客服QQ/微信【860925559】最高返水100反9快,【在线开户网址um698.com】龙虎和龙虎1赔2.211合1赔9.95,定位胆1赔9.95腾讯5,10分欢乐生肖,,最高赔率,正规信誉大平台平台24h提供注册及登录。成都银行上市前陷四川反腐风暴

100家中国企业上榜《财富》世界500强 杨钰莹晒穿巴西球衣照 43岁女神成最美球迷(图) 韩国表示将为朝鲜拉拉队参加仁川亚运会提供支持 日本推进与朝鲜开通热线 开通时间和地点未确定 中方就第六轮中美战略与经济对话举行吹风会 乌民间武装撤离东部地区 斯拉维扬斯克暂获平静 曝皇马名宿迪斯蒂法诺因病去世 曾五夺欧冠(图) 钻石杯龙星战本选赛对阵确定 种子选手签位确定 巴勒斯坦人在耶路撒冷街头持续抗议 冲突恐升级 阿含桐山杯古力逆转晋级 八强战对阵与赛程确定 各大西媒曝惊人噩耗 皇马传奇斯蒂法诺因病去世 美大学教授奇葩规定:女生不剃腋毛可多拿学分 默克尔称美德间谍丑闻性质严重 美国拒发表评论 汉克便装现身观战贵州热身赛 身旁疑似爱妻(图) 北京成2022年冬奥会候选城市 与张家口联合申办

(预)(披)(露)(了)(招)(股)(书)(,搭)(上)(了)(6月)(末)(的)(预)(披)(露)(“末)(班)(车)(”,其)(招)(股)(说)(明)(书)(显)(示)(,本)(次)(发)(行)(规)(模)(不)(超)(过)(8亿)(股)(。  当)(初)(一)(手)(推)(动)(成)(都)(银)(行)(上)(市)(的)(毛)(志)(刚)(—成)(都)(银)(行)(原)(董)(事)(长)(、行)(长)(,却)(正)(因)(涉)(嫌)(受)(贿)(罪)(,被)(移)(交)(检)(察)(机)(关)(提)(起)(公)(诉)(。其)(自)(2004年)(以)(来)(,掌)(舵)(成)(都)(银)(行)(9年)(。与)(毛)(志)(刚)(一)(道)(被)(查)(处)(的)(,还)(有)(原)(成)(都)(银)(行)(董)(事)(吴)(忠)(耘)(,其)(同)(时)(也)(是)(成)(都)(银)(行)(第)(一)(大)(股)(东)(成)(都)(投)(资)(控)(股)(集)(团)(有)(限)(公)(司)(的)(原)(董)(事)(长)(、党)(委)(书)(记)(。两)(人)(都)(涉)(及)(原)(四)(川)(省)(委)(副)(书)(记)(李)(春)(城)(案)(。成)(都)(银)(行)(IPO前)(夕)(,正)(陷)(入)(四)(川)(省)(反)(腐)(风)(暴)(之)(中)(。  与)(此)(同)(时)(,房)(地)(产)(贷)(款)(高)(企)(的)(成)(都)(银)(行)(还)(需)(要)(面)(临)(房)(地)(产)(行)(业)(下)(行)(带)(来)(的)(风)(险)(。  上)(市)(推)(手)(倒)(在)(IPO前)(夕)(  当)(成)(都)(银)(行)(搭)(上)(此)(次)(预)(披)(露)(“末)(班)(车)(”时)(,其)(上)(市)(的)(推)(手)(、前)(任)(董)(事)(长)(毛)(志)(刚)(却)(已)(身)(陷)(囹)(圄)(  成)(都)(银)(行)(成)(立)(于)(1996年)(12月)(30日)(,系)(四)(川)(省)(首)(家)(城)(市)(商)(业)(银)(行)(,2008年)(,由)(“成)(都)(市)(商)(业)(银)(行)(”更)(名)(为)(成)(都)(银)(行)(。截)(至)(2013年)(末)(,总)(资)(产)(为)(2612.77亿)(元)(,位)(居)(西)(部)(地)(区)(城)(市)(商)(业)(银)(行)(第)(一)(位)(,净)(利)(润)(为)(29.7亿)(元)(。  招)(股)(书)(显)(示)(,本)(次)(发)(行)(规)(模)(不)(超)(过)(8亿)(股)(,发)(行)(完)(成)(后)(总)(股)(本)(不)(超)(过)(40.51亿)(股)(,占)(发)(行)(后)(总)(股)(本)(的)(19.75%。募)(集)(资)(金)(扣)(除)(发)(行)(费)(用)(后)(,将)(全)(部)(用)(于)(充)(实)(本)(行)(资)(本)(金)(。  截)(至)(2013年)(12月)(31日)(,成)(都)(银)(行)(在)(广)(安)(、重)(庆)(、西)(安)(等)(8地)(各)(设)(立)(1家)(分)(行)(及)(多)(家)(支)(行)(,在)(成)(都)(设)(立)(了)(129家)(支)(行)(。  2004年)(8月)(,时)(任)(成)(都)(工)(业)(投)(资)(经)(营)(有)(限)(责)(任)(公)(司)(董)(事)(长)(、总)(经)(理)(的)(毛)(志)(刚)(,“临)(危)(受)(命)(”,担)(任)(成)(都)(银)(行)(董)(事)(长)(。彼)(时)(,成)(都)(市)(商)(业)(银)(行)(在)(2000年)(接)(收)(严)(重)(资)(不)(抵)(债)(的)(原)(汇)(通)(银)(行)(后)(,连)(遭)(一)(系)(列)(动)(荡)(,士)(气)(低)(落)(,发)(展)(停)(滞)(。  毛)(志)(刚)(入)(主)(成)(都)(银)(行)(后)(的)(第)(一)(个)(重)(要)(工)(作)(就)(是)(处)(置)(不)(良)(资)(产)(、改)(善)(资)(产)(质)(量)(。2004年)(12月)(,成)(都)(市)(政)(府)(安)(排)(部)(分)(优)(质)(地)(方)(财)(政)(单)(位)(并)(以)(现)(金)(方)(式)(收)(购)(成)(都)(银)(行)(10亿)(不)(良)(资)(产)(。2008年)(下)(半)(年)(,成)(都)(银)(行)(通)(过)(信)(托)(计)(划)(再)(次)(成)(功)(剥)(离)(了)(10亿)(元)(不)(良)(资)(产)(。  在)(转)(让)(不)(良)(资)(产)(的)(同)(时)(,成)(都)(银)(行)(于)(2007年)(引)(进)(马)(来)(西)(亚)(的)(丰)(隆)(银)(行)(、渤)(海)(产)(业)(投)(资)(基)(金)(管)(理)(有)(限)(公)(司)(等)(多)(家)(境)(内)(外)(投)(资)(者)(,共)(募)(集)(资)(金)(60亿)(元)(。  2008年)(末)(,成)(都)(银)(行)(资)(本)(充)(足)(率)(上)(升)(到)(17.62%,核)(心)(资)(本)(充)(足)(率)(也)(达)(到)(16.55%。  2011年)(6月)(,成)(都)(银)(行)(临)(时)(股)(东)(大)(会)(上)(审)(议)(并)(通)(过)(了)(其)(IPO相)(关)(议)(案)(,2012年)(4月)(6日)(,成)(都)(银)(行)(向)(证)(监)(会)(递)(交)(IPO申)(请)(,但)(随)(后)(上)(市)(遭)(遇)(延)(期)(。  随)(后)(,李)(春)(城)(案)(引)(发)(的)(四)(川)(官)(场)(地)(震)(波)(及)(到)(成)(都)(银)(行)(。  2013年)(8月)(13日)(,成)(都)(市)(委)(组)(织)(部)(发)(布)(人)(事)(“任)(免)(动)(态)(”:“李)(捷)(同)(志)(任)(成)(都)(银)(行)(股)(份)(有)(限)(公)(司)(董)(事)(长)(;免)(去)(毛)(志)(刚)(同)(志)(成)(都)(银)(行)(股)(份)(有)(限)(公)(司)(董)(事)(长)(职)(务)(”。9月)(3日)(,毛)(志)(刚)(正)(式)(卸)(任)(董)(事)(长)(职)(务)(。至)(此)(,毛)(志)(刚)(已)(经)(执)(掌)(成)(都)(银)(行)(长)(达)(9年)(。  2013年)(9月)(22日)(,成)(都)(市)(纪)(委)(正)(式)(宣)(布)(“成)(都)(银)(行)(原)(党)(委)(书)(记)(、董)(事)(长)(毛)(志)(刚)(涉)(嫌)(严)(重)(违)(纪)(,目)(前)(正)(接)(受)(组)(织)(调)(查)(。”  据)(多)(家)(媒)(体)(报)(道)(,毛)(志)(刚)(被)(查)(,涉)(及)(原)(四)(川)(省)(委)(副)(书)(记)(李)(春)(城)(案)(。在)(2001年)(8月)(—2004年)(4月)(间)(,毛)(志)(刚)(除)(了)(是)(成)(都)(市)(大)(型)(国)(资)(委)(企)(业)(、成)(都)(市)(政)(府)(重)(要)(的)(投)(融)(资)(平)(台)(—成)(都)(工)(投)(集)(团)(董)(事)(长)(外)(,还)(是)(成)(都)(市)(政)(府)(副)(秘)(书)(长)(。彼)(时)(,李)(春)(城)(在)(成)(都)(市)(担)(任)(市)(长)(、市)(委)(书)(记)(等)(职)(务)(。  2014年)(6月)(13日)(,成)(都)(市)(检)(察)(院)(宣)(布)(,毛)(志)(刚)(涉)(嫌)(受)(贿)(一)(案)(已)(由)(成)(都)(市)(检)(察)(院)(侦)(查)(终)(结)(,已)(于)(2014年)(6月)(10日)(向)(成)(都)(市)(中)(级)(人)(民)(法)(院)(提)(起)(公)(诉)(。  成)(都)(银)(行)(高)(层)(震)(荡)(  伴)(随)(着)(毛)(志)(刚)(被)(调)(查)(,IPO前)(夕)(,成)(都)(银)(行)(高)(层)(进)(行)(了)(一)(系)(列)(人)(事)(变)(动)(  成)(都)(市)(检)(察)(院)(称)(,据)(查)(,毛)(志)(刚)(在)(担)(任)(成)(都)(工)(业)(投)(资)(集)(团)(有)(限)(公)(司)(董)(事)(长)(、成)(都)(银)(行)(董)(事)(长)(期)(间)(,利)(用)(职)(务)(上)(的)(便)(利)(,为)(他)(人)(取)(得)(贷)(款)(、处)(理)(不)(良)(资)(产)(、承)(建)(计)(算)(机)(及)(装)(修)(业)(务)(等)(提)(供)(帮)(助)(,非)(法)(收)(受)(他)(人)(财)(物)(共)(计)(人)(民)(币)(1260万)(元)(,同)(时)(还)(收)(受)(622.33万)(股)(成)(都)(银)(行)(股)(份)(。  与)(毛)(志)(刚)(一)(起)(被)(查)(的)(,还)(有)(成)(都)(银)(行)(第)(一)(大)(股)(东)(成)(都)(投)(控)(集)(团)(原)(董)(事)(长)(吴)(忠)(耘)(,被)(查)(时)(,吴)(还)(担)(任)(成)(都)(银)(行)(董)(事)(。  成)(都)(投)(控)(集)(团)(成)(立)(于)(2008年)(9月)(3日)(,属)(于)(成)(都)(市)(属)(大)(型)(国)(企)(,业)(务)(覆)(盖)(银)(行)(、证)(券)(、保)(险)(等)(多)(个)(领)(域)(。截)(至)(2013年)(末)(,成)(都)(投)(控)(集)(团)(总)(资)(产)(为)(224.15亿)(元)(。2011年)(4月)(,成)(都)(投)(控)(集)(团)(受)(让)(多)(家)(成)(都)(国)(有)(企)(业)(和)(单)(位)(的)(股)(权)(后)(,成)(为)(成)(都)(银)(行)(第)(一)(大)(股)(东)(,持)(股)(比)(例)(为)(20.07%。  2013年)(12月)(25日)(,成)(都)(市)(纪)(委)(宣)(布)(,吴)(忠)(耘)(“涉)(嫌)(严)(重)(违)(纪)(,目)(前)(正)(在)(接)(受)(组)(织)(调)(查)(”。据)(报)(道)(,吴)(忠)(耘)(系)(毛)(志)(刚)(一)(案)(牵)(扯)(出)(。  2014年)(5月)(27日)(,成)(都)(银)(行)(股)(东)(大)(会)(上)(,撤)(换)(了)(吴)(忠)(耘)(董)(事)(职)(务)(。  面)(对)(着)(最)(高)(层)(因)(受)(贿)(被)(起)(诉)(,成)(都)(银)(行)(在)(招)(股)(书)(中)(提)(示)(:“本)(行)(可)(能)(面)(临)(声)(誉)(风)(险)(”。其)(称)(,可)(能)(因)(为)(经)(营)(、管)(理)(及)(其)(他)(行)(为)(遭)(受)(负)(面)(评)(价)(,从)(而)(导)(致)(本)(行)(的)(业)(务)(开)(展)(及)(经)(济)(价)(值)(受)(到)(不)(利)(影)(响)(。  除)(了)(成)(都)(市)(原)(财)(政)(局)(长)(李)(捷)(替)(换)(毛)(志)(刚)(担)(任)(董)(事)(长)(外)(,成)(都)(银)(行)(行)(长)(也)(同)(时)(换)(人)(。2013年)(6月)(20日)(,成)(都)(组)(织)(部)(宣)(布)(免)(去)(田)(华)(茂)(成)(都)(银)(行)(行)(长)(职)(务)((保)(留)(原)(待)(遇)(),任)(命)(王)(晖)(为)(新)(行)(长)(,田)(华)(茂)(目)(前)(担)(任)(成)(都)(银)(行)(副)(董)(事)(长)(。  王)(晖)(曾)(于)(2005年)(3月)(至)(2010年)(1月)(担)(任)(过)(成)(都)(银)(行)(行)(长)(一)(职)(。当)(时)(是)(四)(川)(省)(首)(位)(通)(过)(公)(开)(招)(聘)(上)(任)(的)(商)(业)(银)(行)(行)(长)(,年)(仅)(37岁)(。2010年)(2月)(,成)(都)(银)(行)(与)(丰)(隆)(银)(行)(联)(合)(成)(立)(锦)(程)(消)(费)(金)(融)(公)(司)(后)(,王)(晖)(被)(调)(离)(成)(都)(银)(行)(行)(长)(一)(职)(,担)(任)(该)(下)(属)(公)(司)(董)(事)(长)(。  毛)(志)(刚)(出)(事)(后)(,王)(晖)(被)(成)(都)(市)(政)(府)(调)(回)(,重)(新)(担)(任)(成)(都)(银)(行)(行)(长)(一)(职)(。  2014年)(4月)(,成)(都)(银)(行)(副)(行)(长)(王)(慧)(离)(职)(,成)(都)(银)(行)(并)(未)(披)(露)(其)(离)(职)(原)(因)(,公)(开)(资)(料)(显)(示)(,王)(慧)(曾)(担)(任)(成)(都)(工)(投)(集)(团)(副)(总)(经)(理)(、党)(委)(委)(员)(。  地)(方)(融)(资)(平)(台)(、房)(企)(贷)(高)(企)(  除)(了)(饱)(受)(高)(层)(腐)(败)(的)(丑)(闻)(困)(扰)(以)(外)(,成)(都)(银)(行)(还)(需)(要)(面)(对)(房)(地)(产)(行)(业)(下)(行)(以)(及)(地)(方)(债)(带)(来)(的)(风)(险)(  招)(股)(书)(显)(示)(,截)(至)(2013年)(12月)(31日)(,成)(都)(银)(行)(房)(地)(产)(行)(业)(公)(司)(贷)(款)(余)(额)(为)(139.95亿)(元)(,占)(公)(司)(贷)(款)(总)(额)(比)(例)(的)(16.95%,不)(良)(贷)(款)(率)(为)(1.13%;个)(人)(房)(贷)(余)(额)(170.1亿)(元)(,占)(个)(人)(贷)(款)(总)(额)(的)(62.16%,不)(良)(贷)(款)(率)(为)(0.18%。  在)(对)(建)(筑)(业)(放)(贷)(上)(,报)(告)(期)(内)(,无)(论)(是)(总)(额)(和)(贷)(款)(占)(比)(,都)(呈)(上)(升)(趋)(势)(。2013年)(,建)(筑)(业)(贷)(款)(余)(额)(为)(85亿)(元)(,占)(公)(司)(贷)(款)(总)(额)(的)(10.32%;2012年)(,上)(述)(数)(值)(分)(别)(为)(70亿)(元)(和)(9.98%。  分)(析)(指)(出)(,进)(入)(2014年)(以)(来)(,房)(地)(产)(市)(场)(下)(行)(压)(力)(加)(大)(,对)(于)(侧)(重)(于)(房)(地)(产)(的)(银)(行)(来)(说)(,风)(险)(在)(不)(断)(加)(大)(。  据)(统)(计)(,2013年)(中)(报)(显)(示)(,16家)(上)(市)(银)(行)(中)(,10家)(房)(地)(产)(贷)(款)(占)(比)(成)(下)(降)(趋)(势)(。  除)(了)(房)(地)(产)(相)(关)(行)(业)(外)(,成)(都)(银)(行)(还)(需)(要)(面)(临)(与)(地)(方)(政)(府)(融)(资)(平)(台)(贷)(款)(有)(关)(的)(风)(险)(。  截)(至)(2013年)(底)(,成)(都)(银)(行)(地)(方)(融)(资)(平)(台)(的)(公)(司)(类)(贷)(款)(余)(额)(为)(154.96亿)(元)(,按)(照)(现)(金)(流)(覆)(盖)(分)(类)(,全)(覆)(盖)(贷)(款)(139.57亿)(元)(,占)(比)(90.07%。  西)(南)(财)(经)(大)(学)(副)(教)(授)(、博)(士)(生)(导)(师)(刘)(璐)(接)(受)(新)(京)(报)(采)(访)(时)(称)(:“目)(前)(地)(方)(债)(风)(险)(较)(大)(,对)(于)(与)(地)(方)(政)(府)(关)(系)(密)(切)(的)(地)(方)(性)(商)(业)(银)(行)(而)(言)(,一)(旦)(地)(方)(经)(济)(出)(现)(下)(滑)(,产)(生)(债)(务)(危)(机)(,其)(首)(当)(其)(冲)(会)(受)(到)(冲)(击)(。”  此)(外)(,成)(都)(银)(行)(还)(面)(临)(业)(务)(开)(展)(相)(对)(集)(中)(于)(某)(些)(客)(户)(、区)(域)(的)(风)(险)(。截)(至)(2013年)(年)(末)(,成)(都)(银)(行)(向)(最)(大)(十)(家)(单)(一)(客)(户)(发)(放)(贷)(款)(总)(额)(为)(71.10亿)(元)(,占)(全)(部)(贷)(款)(的)(6.42%,占)(资)(本)(净)(额)(的)(37.01%;该)(行)(约)(84.41%的)(贷)(款)(来)(源)(于)(成)(都)(地)(区)(的)(客)(户)(,如)(果)(最)(大)(十)(家)(单)(一)(贷)(款)(客)(户)(的)(贷)(款)(质)(量)(恶)(化)(或)(经)(济)(出)(现)(下)(滑)(,都)(可)(能)(致)(使)(该)(行)(不)(良)(率)(提)(升)(。  延)(伸)(  地)(方)(银)(行)(集)(体)(赶)(场)(IPO  分)(析)(称)(IPO时)(机)(尴)(尬)(;或)(受)(地)(方)(债)(务)(风)(险)(波)(及)(  6月)(30日)(,成)(都)(银)(行)(、上)(海)(银)(行)(、贵)(阳)(银)(行)(、江)(苏)(银)(行)(、无)(锡)(农)(村)(商)(业)(银)(行)(等)(11家)(地)(方)(性)(商)(业)(银)(行)(出)(现)(在)(证)(监)(会)(官)(网)(的)(预)(披)(露)(名)(单)(中)(。经)(过)(两)(年)(的)(等)(待)(,排)(队)(多)(年)(的)(地)(方)(银)(行)(,终)(于)(盼)(到)(了)(上)(市)(的)(曙)(光)(。  不)(过)(,对)(于)(此)(次)(冲)(击)(IPO的)(地)(方)(性)(商)(业)(银)(行)(来)(说)(,或)(许)(不)(是)(更)(好)(的)(时)(机)(。就)(在)(当)(天)(早)(些)(时)(候)(,中)(国)(银)(行)(业)(协)(会)(发)(布)(了)(《中)(国)(银)(行)(业)(报)(告)((2014)》,报)(告)(称)(,今)(年)(银)(行)(业)(整)(体)(规)(模)(增)(速)(趋)(缓)(将)(成)(为)(新)(常)(态)(,净)(利)(润)(增)(速)(可)(能)(进)(一)(步)(回)(落)(到)(9%左)(右)(。  报)(告)(还)(指)(出)(融)(资)(平)(台)(相)(关)(贷)(款)(应)(予)(以)(高)(度)(关)(注)(。在)(地)(方)(债)(危)(机)(凸)(显)(的)(形)(势)(下)(,曾)(经)(的)(优)(势)(,正)(逐)(步)(成)(为)(地)(方)(银)(行)(的)(负)(担)(。  尴)(尬)(的)(上)(市)(时)(机)(  沉)(寂)(多)(年)(后)(,A股)(市)(场)(可)(能)(又)(将)(迎)(来)(一)(批)(银)(行)(股)(。6月)(30日)(,本)(轮)(预)(披)(露)(最)(后)(一)(天)(,11家)(地)(方)(性)(商)(业)(银)(行)(集)(体)(亮)(相)(,在)(证)(监)(会)(官)(网)(预)(披)(露)(了)(招)(股)(书)(。除)(了)(江)(苏)(江)(阴)(农)(村)(商)(业)(银)(行)(和)(江)(苏)(张)(家)(港)(农)(村)(商)(业)(银)(行)(在)(深)(交)(所)(中)(小)(板)(上)(市)(外)(,其)(余)(9家)(均)(将)(在)(上)(交)(所)(上)(市)(。  这)(11家)(银)(行)(,不)(乏)(排)(队)(A股)(IPO多)(时)(的)(。江)(苏)(银)(行)(和)(上)(海)(银)(行)(早)(在)(2010年)(就)(有)(上)(市)(的)(想)(法)(;成)(都)(银)(行)(也)(于)(2011年)(提)(出)(了)(首)(次)(公)(开)(发)(行)(并)(上)(市)(方)(案)(。  由)(于)(IPO暂)(停)(,使)(这)(些)(银)(行)(的)(上)(市)(日)(程)(一)(再)(推)(迟)(。部)(分)(银)(行)(选)(择)(到)(香)(港)(上)(市)(,像)(重)(庆)(银)(行)(、哈)(尔)(滨)(银)(行)(。  11家)(银)(行)(都)(称)(,所)(募)(集)(的)(资)(金)(扣)(除)(发)(行)(费)(用)(后)(,将)(全)(部)(用)(于)(补)(充)(资)(本)(金)(。  中)(国)(社)(科)(院)(金)(融)(研)(究)(所)(银)(行)(研)(究)(室)(主)(任)(曾)(刚)(在)(接)(受)(新)(京)(报)(记)(者)(采)(访)(时)(称)(:“自)(从)(银)(监)(会)(要)(求)(中)(小)(银)(行)(提)(高)(资)(本)(充)(足)(率)(后)(,中)(小)(银)(行)(面)(临)(资)(本)(冲)(击)(的)(压)(力)(不)(断)(增)(大)(。”  2012年)(1月)(1日)(起)(开)(始)(实)(施)(的)(《商)(业)(银)(行)(资)(本)(管)(理)(办)(法)(》要)(求)(,中)(小)(商)(业)(银)(行)(资)(本)(充)(足)(率)(不)(低)(于)(10.5%。面)(对)(着)(资)(本)(充)(足)(率)(带)(来)(的)(压)(力)(,上)(市)(融)(资)(成)(为)(中)(小)(商)(业)(银)(行)(最)(好)(的)(选)(择)(。  不)(过)(,在)(曾)(刚)(眼)(中)(,此)(时)(这)(些)(中)(小)(银)(行)(选)(择)(上)(市)(,时)(机)(并)(不)(好)(。  曾)(刚)(称)(,目)(前)(市)(场)(对)(银)(行)(股)(的)(估)(值)(都)(很)(低)(。自)(去)(年)(年)(中)(以)(后)(,受)(各)(种)(因)(素)(影)(响)(,A股)(市)(场)(银)(行)(股)(普)(遍)(跌)(至)(净)(资)(产)(之)(下)(。对)(于)(11家)(拟)(上)(市)(的)(城)(商)(行)(、农)(商)(行)(来)(说)(,对)(其)(IPO形)(成)(了)(挑)(战)(。  曾)(刚)(认)(为)(,眼)(下)(不)(是)(银)(行)(股)(上)(市)(的)(好)(时)(机)(。新)(发)(如)(果)(低)(于)(净)(值)(,公)(司)(肯)(定)(不)(愿)(意)(,但)(是)(如)(果)(定)(价)(高)(了)(,投)(资)(者)(不)(一)(定)(买)(账)(。  “因)(为)(大)(型)(商)(业)(银)(行)(比)(起)(即)(将)(上)(市)(的)(银)(行)(,肯)(定)(是)(有)(优)(势)(。”曾)(刚)(称)(:“既)(然)(更)(好)(的)(都)(处)(于)(净)(发)(状)(态)(,投)(资)(者)(为)(什)(么)(要)(去)(买)(差)(的)(呢)(。”  市)(场)(对)(银)(行)(股)(的)(悲)(观)(心)(态)(,使)(得)(冲)(击)(IPO的)(银)(行)(股)(处)(于)(一)(个)(尴)(尬)(的)(位)(置)(。  地)(方)(债)(务)(危)(机)(或)(波)(及)(业)(绩)(  值)(得)(关)(注)(的)(是)(,杭)(州)(银)(行)(、上)(海)(银)(行)(等)(多)(家)(强)(调)(“与)(地)(方)(政)(府)(融)(资)(平)(台)(的)(风)(险)(”。  截)(至)(2013年)(底)(,杭)(州)(银)(行)(关)(于)(地)(方)(政)(府)(融)(资)(平)(台)(贷)(款)(余)(额)(为)(119.82亿)(元)(,到)(期)(期)(限)(大)(部)(分)(是)(5年)(以)(内)(。其)(中)(正)(常)(类)(贷)(款)(余)(额)(为)(118.88亿)(元)(,关)(注)(类)(贷)(款)(余)(额)(为)(0.94亿)(元)(。  同)(期)(,上)(海)(银)(行)(地)(方)(融)(资)(平)(台)(贷)(款)(额)(达)(到)(549.56亿)(元)(,占)(其)(全)(部)(公)(司)(贷)(款)(的)(16.96%。  江)(苏)(银)(行)(截)(至)(2013年)(底)(,地)(方)(政)(府)(融)(资)(平)(台)(贷)(款)(余)(额)(为)(318.59亿)(元)(占)(贷)(款)(总)(额)(的)(比)(例)(为)(7.8%。  江)(苏)(江)(阴)(农)(村)(商)(业)(银)(行)(称)(,截)(至)(2013年)(末)(,其)(政)(府)(融)(资)(平)(台)(贷)(款)(对)(象)(共)(22家)(,贷)(款)(余)(额)(为)(11.58亿)(元)(,占)(贷)(款)(总)(余)(额)(的)(2.65%。  贵)(阳)(银)(行)(则)(没)(有)(披)(露)(地)(方)(政)(府)(融)(资)(平)(台)(的)(贷)(款)(余)(额)(,在)(招)(股)(书)(中)(,其)(称)(“政)(府)(融)(资)(平)(台)(贷)(款)(质)(量)(较)(好)(”,并)(没)(有)(直)(接)(称)(无)(不)(良)(贷)(款)(,而)(是)(表)(示)(“不)(良)(贷)(款)(率)(低)(于)(贷)(款)(的)(平)(均)(不)(良)(贷)(款)(率)(水)(平)(”。  虽)(然)(上)(海)(等)(多)(家)(银)(行)(称)(地)(方)(政)(府)(融)(资)(平)(台)(“无)(不)(良)(贷)(款)(”,但)(其)(也)(强)(调)(,由)(于)(地)(方)(政)(府)(财)(政)(收)(入)(主)(要)(来)(源)(于)(各)(项)(税)(费)(和)(土)(地)(出)(让)(收)(入)(,因)(此)(,经)(济)(周)(期)(和)(波)(动)(也)(将)(间)(接)(对)(本)(行)(该)(类)(贷)(款)(质)(量)(产)(生)(不)(利)(影)(响)(。  进)(入)(2014年)(,地)(方)(债)(带)(来)(的)(压)(力)(日)(趋)(明)(显)(。  国)(家)(审)(计)(署)(此)(前)(的)(审)(计)(报)(告)(显)(示)(,2013年)(6月)(底)(至)(2014年)(3月)(底)(,9个)(省)(本)(级)(为)(偿)(还)(到)(期)(债)(务)(举)(借)(新)(债)(579.3亿)(元)(,仍)(有)(8.21亿)(元)(逾)(期)(未)(还)(。  央)(行)(此)(前)(发)(布)(的)(《中)(国)(金)(融)(稳)(定)(报)(告)(2014》称)(,地)(方)(政)(府)(融)(资)(平)(台)(贷)(款)(逐)(步)(进)(入)(还)(债)(高)(峰)(期)(,约)(37.5%的)(贷)(款)(在)(2013年)(至)(2015年)(内)(到)(期)(。  中)(国)(银)(行)(业)(协)(会)(6月)(30日)(发)(布)(的)(《中)(国)(银)(行)(业)(报)(告)((2014)》也)(强)(调)(:“对)(地)(方)(政)(府)(融)(资)(平)(台)(、房)(地)(产)(行)(业)(等)(信)(用)(风)(险)(管)(理)(,加)(大)(不)(良)(贷)(款)(管)(理)(和)(清)(收)(处)(置)(力)(度)(。”  上)(述)(报)(告)(同)(时)(指)(出)(,不)(良)(压)(力)(日)(益)(积)(聚)(,成)(为)(2014年)(吞)(噬)(盈)(利)(的)(最)(大)(不)(确)(定)(性)(。  江)(苏)(地)(区)(银)(行)(不)(良)(贷)(款)(率)(高)(企)(  本)(次)(冲)(击)(IPO的)(11家)(银)(行)(中)(,江)(苏)(地)(区)(的)(商)(业)(银)(行)(就)(有)(6家)(。除)(了)(江)(苏)(银)(行)(是)(城)(市)(商)(业)(银)(行)(外)(,其)(余)(5家)(都)(是)(农)(村)(商)(业)(银)(行)(。  中)(国)(银)(监)(会)(此)(前)(发)(布)(的)(《中)(国)(银)(行)(业)(监)(督)(管)(理)(委)(员)(会)(2013年)(报)(》显)(示)(,2013年)(底)(,江)(浙)(地)(区)(不)(良)(贷)(款)(率)(规)(模)(最)(大)(。  2013年)(底)(,江)(苏)(省)(不)(良)(贷)(款)(余)(额)(为)(717.5亿)(元)(,同)(比)(增)(加)(188.6亿)(元)(,不)(良)(率)(为)(1.23%,同)(比)(上)(升)(0.19个)(百)(分)(点)(。  这)(种)(情)(况)(在)(几)(家)(拟)(上)(市)(的)(江)(苏)(地)(区)(银)(行)(身)(上)(,也)(可)(窥)(见)(。2013年)(底)(,除)(江)(苏)(常)(熟)(农)(村)(商)(业)(银)(行)(外)(,江)(苏)(地)(区)(其)(他)(5家)(银)(行)(不)(良)(贷)(款)(率)(高)(于)(1%。其)(中)(,江)(苏)(吴)(江)(农)(村)(商)(业)(银)(行)(达)(到)(1.35%。江)(苏)(常)(熟)(农)(村)(商)(业)(银)(行)(的)(不)(良)(贷)(款)(率)(也)(达)(到)(0.99%,且)(报)(告)(期)(内)(呈)(上)(升)(趋)(势)(。  多)(家)(银)(行)(在)(预)(披)(露)(文)(件)(中)(提)(醒)(道)(“本)(行)(不)(能)(保)(证)(贷)(款)(组)(合)(的)(不)(良)(贷)(款)(比)(率)(持)(续)(下)(降)(”。  不)(过)(,对)(于)(江)(苏)(地)(区)(银)(行)(不)(良)(贷)(款)(高)(于)(其)(他)(地)(方)(的)(问)(题)(,曾)(刚)(认)(为)(,此)(数)(值)(没)(有)(什)(么)(问)(题)(。曾)(刚)(称)(,农)(村)(商)(业)(银)(行)(的)(不)(良)(贷)(款)(率)(本)(来)(就)(要)(高)(于)(城)(市)(商)(业)(银)(行)(。面)(对)(农)(村)(地)(区)(的)(个)(人)(或)(小)(企)(业)(的)(贷)(款)(,风)(险)(的)(确)(要)(高)(于)(城)(市)(的)(大)(企)(业)(。  “风)(险)(与)(收)(益)(是)(相)(伴)(随)(的)(,农)(村)(商)(业)(银)(行)(虽)(然)(风)(险)(大)(一)(些)(,但)(是)(其)(议)(价)(能)(力)(高)(于)(城)(市)(商)(业)(银)(行)(,相)(对)(而)(言)(,收)(益)(会)(更)(高)(。”曾)(刚)(表)(示)(。  曾)(刚)(称)(,相)(比)(较)(发)(达)(国)(家)(,我)(国)(银)(行)(的)(不)(良)(贷)(款)(率)(还)(是)(很)(低)(的)(,欧)(洲)(一)(些)(好)(的)(银)(行)(,不)(良)(贷)(款)(率)(都)(达)(到)(4%。  不)(过)(,有)(分)(析)(指)(出)(,城)(商)(行)(、农)(商)(行)(的)(客)(户)(多)(集)(中)(于)(中)(小)(企)(业)(和)(个)(体)(商)(户)(,在)(经)(济)(下)(行)(周)(期)(,其)(面)(临)(的)(潜)(在)(坏)(账)(风)(险)(更)(为)(突)(出)(。  江)(苏)(邻)(省)(的)(浙)(江)(也)(面)(临)(着)(类)(似)(的)(困)(境)(。杭)(州)(银)(行)(招)(股)(书)(披)(露)(,虽)(然)(得)(益)(于)(开)(业)(晚)(,温)(州)(支)(行)(受)(温)(州)(地)(区)(民)(间)(借)(贷)(引)(发)(的)(信)(用)(风)(波)(影)(响)(不)(大)(,但)(截)(至)(2013年)(底)(,温)(州)(分)(行)(不)(良)(贷)(款)(率)(1.76%。  杭)(州)(银)(行)(表)(示)(,与)(温)(州)(企)(业)(相)(关)(的)(联)(保)(联)(贷)(业)(务)(可)(能)(会)(对)(其)(他)(地)(区)(企)(业)(的)(偿)(债)(能)(力)(造)(成)(不)(利)(影)(响)(。本)(行)(主)(要)(经)(营)(区)(域)(位)(于)(浙)(江)(杭)(州)(及)(其)(周)(边)(地)(区)(,如)(果)(浙)(江)(地)(区)(经)(济)(情)(况)(持)(续)(恶)(化)(导)(致)(大)(量)(中)(、小)(企)(业)(因)(经)(营)(状)(况)(变)(差)(而)(出)(现)(偿)(债)(危)(机)(,则)(可)(能)(会)(导)(致)(本)(行)(整)(体)(不)(良)(贷)(款)(增)(加)(、贷)(款)(损)(失)(准)(备)(不)(足)(,从)(而)(对)(本)(行)(的)(资)(产)(质)(量)(、经)(营)(业)(绩)(和)(财)(务)(状)(况)(产)(生)(重)(大)(不)(利)(影)(响)(。  新)(京)(报)(记)(者)(朱)(星)(北)(京)(报)(道)(点)(击)(进)(入)(【股)(友)(会)(】参)(与)(讨)(论)(
)


相关文章

版权所有:南方新闻网 粤ICP备05070829 网站标识码4400000131
主办:南方新闻网 协办:广东省经济和信息化委员会 承办:南方新闻网
建议使用1024×768分辨率 IE7.0以上版本浏览器